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Loan Application

Please use the following application form to start the loan application process, and a consultant will contact you to finalize your application. You can apply for a consumer loan from R100 and R300,000.  Loan offers and approval are subject to lender criteria, affordability checks, and final credit assessment.

If needed you can contact us through the Mashonisa Loans WhatsApp number.

A representative example: estimated repayments on a loan of R30 000 over 36 months at a maximum annual interest rate of 28% would be R1 360 per month, including an initiation fee and monthly service fees. All loans are subject to lender approval, affordability checks, and the lender’s final terms.

Repayment terms can range from 6 to 72 months. The maximum annual interest rate is 28%. Interest rates charged by credit providers may, however, start as low as 11%.

Mashonisa is an online loan comparison tool and not a credit provider. We only work with NCR-registered credit providers in South Africa. Our comparison service to consumers is free of charge. Loan offers and approval are subject to lender criteria, affordability checks, and final credit assessment. The interest rate that is given is determined by the credit score of the applicants as well as other variables at the lenders’ discretion.