Instead of applying to lenders one by one, you complete a single online form. More than 10 000 South Africans have already used Mashonisa to find and compare loan offers.
Helping South Africans compare loans since 2010
Mashonisa is a free online loan comparison service. Complete one short application and we match you with NCR-registered credit providers whose lending criteria fit your profile, so you can compare real offers side by side.
We will never charge you any fees
Minimal paperwork may be required by the lender
We compare offers from over 20 credit providers
Same-day lender response may be available
Mashonisa puts you in control. Rather than accepting the first offer you find, you can compare loan amounts, interest rates and repayment terms from several lenders in one place.
Taking out an unsecured loan is a financial decision like any other purchase, and it pays to compare. Looking at the full picture, including the total cost of credit and not just the monthly instalment, helps you choose a loan that fits your budget.
Before you accept an offer, check that the repayment term suits you and that the monthly instalment is affordable. A loan should ease financial pressure, not add to it.
Every credit provider in South Africa sets its own lending criteria, so you may qualify with one lender and not another. Comparing through Mashonisa lets you reach several NCR-registered providers with a single application, and more than 10 000 South Africans have already done so.
Since 2010, our goal has stayed the same: to make it quick and simple to match your loan application with a suitable, qualifying lender.
Representative example: Estimated repayments on a loan of R30 000 over 36 months at a maximum annual interest rate of 28% would be R1 360 per month, including an initiation fee and monthly service fees. All loans are subject to lender approval, affordability checks, and the lender’s final terms. Repayment terms can range from 6 to 72 months. The maximum annual interest rate is 28%. Interest rates charged by credit providers may, however, start as low as 11%. Mashonisa is an online loan comparison tool and not a credit provider. We only work with NCR-registered credit providers in South Africa. Our comparison service to consumers is free of charge. Loan offers and approval are subject to lender criteria, affordability checks, and final credit assessment. The quoted interest rate is contingent on the applicants’ credit history and any further criteria the lender deems appropriate.
ExampleR30 000 · 36 months · 28% a year≈ R1 360/month
Know your numbers before you compare
Use our loan calculator to see how the amount, term and interest rate change your monthly repayment.