R10,000 Loan: What It Costs, What Lenders Check and When It Makes Sense
A gearbox gives in, a school asks for next year’s deposit, or a landlord wants a bigger amount upfront for
Business Loan Interest Rates in South Africa: How Lenders Price Small Business Credit
Ask a South African bank what its business loan interest rate is and you will rarely get a single number.
Peer to Peer Lending in South Africa: Who Is Really Lending You the Money?
Peer to peer lending promises something that sounds refreshingly simple: you borrow from ordinary people with spare cash instead of
Car Loan Interest Rates in South Africa: What Sets Your Rate and What It Costs
Most car loan interest rates in South Africa are quoted in relation to prime: prime plus 1.5%, prime minus 0.5%,
Top Up Loans: What Happens When You Add to the Loan You Already Have
A top up loan sounds simple: you already have a personal loan, you have been paying it for a while,
Collateral Loans: What You Can Pledge, What It’s Worth and What You Risk
A collateral loan is credit backed by something you own. You pledge an asset, such as a car, a laptop,
Home Improvement Loans: Choosing the Right Way to Pay for Repairs
A leaking roof rarely waits for a bonus month, and a geyser does not care that school fees are due.
Small Payday Loans: How to Work Out the Right Amount and the Real Cost
Most small payday loans in South Africa are taken out for very ordinary reasons: a prepaid electricity top-up that can’t
Same Day Cash Loans: What Decides Whether the Money Lands Today
Whether a same day cash loan actually arrives on the same day is decided mostly by the clock and the
Revolving Credit: How a Reusable Loan Works and What It Really Costs
Most loans have an end date. You borrow a fixed amount, repay it in equal instalments, and when the last