loans

Put a R15,000 fridge and washing machine on a credit card and pay only the minimum each month, and the debt can follow you for

A gearbox gives in, a school asks for next year’s deposit, or a landlord wants a bigger amount upfront for a new flat. Plenty of

Peer to peer lending promises something that sounds refreshingly simple: you borrow from ordinary people with spare cash instead of from a bank, and a

Most car loan interest rates in South Africa are quoted in relation to prime: prime plus 1.5%, prime minus 0.5%, or a fixed figure that

A top up loan sounds simple: you already have a personal loan, you have been paying it for a while, and the lender offers to

A collateral loan is credit backed by something you own. You pledge an asset, such as a car, a laptop, jewellery or an investment policy,

A leaking roof rarely waits for a bonus month, and a geyser does not care that school fees are due. That is why most searches

Most small payday loans in South Africa are taken out for very ordinary reasons: a prepaid electricity top-up that can’t wait, a school trip deposit,

Whether a same day cash loan actually arrives on the same day is decided mostly by the clock and the calendar. An application submitted at

Most loans have an end date. You borrow a fixed amount, repay it in equal instalments, and when the last debit order goes through, the