Regardless of whether your blacklisted or not, people often face a number of challenges when seeking finance. The credit industry in South Africa already has introduced a number of changes with intent to create a more regulated financial environment. Getting access to credit often means that your credit profile should be good. This isn’t always possible to achieve. Various circumstances in life may arise which may affect your ability to repay your debt obligations timeously.
This may result in you being blacklisted. In previous years, this often meant that individuals would not be able to gain access to finance.
Nowadays, with the increase in the number of micro-lending institutions in the country, individuals have more options. They no longer only have to rely on traditional lending institutions such as banks for finance.
Being blacklisted can often leave you feeling dejected when you are looking for a personal loan. Mainstream lenders such as banks won’t consider your application. Your next best option may be to approach a micro lender such as Blacklisted Personal Loan. Through such a lender, you may be able to get access to a loan even if you have garnishees and judgements against your name.
Tell me more about Loans in Gauteng?
The lender specialises in providing fast, secure online loans for bad credit. The free and convenient service is designed to provide assistance to blacklisted individuals who are looking for loans.
With Loans in Gauteng you have options loans of between R2000 and R150 000.
Further services include:
- Payday Loans
- Consolidation Loans
- Cellphone contracts for blacklisted individuals
- End Your Debt Service
What do you need to qualify?
- Be above the age of 18 years
- Be permanently employed for at least 3 months at your current employer
- Earn a minimum gross monthly salary of R3000 per month
- Have a South African bank account with debit order facilities
- Be a South African citizen with a valid South African ID
- Earn a basic salary
Documentation that you may need to send:
- Valid South African ID
- Latest 3 months’ bank statements
- Latest payslip
Benefits of choosing Loans in Gauteng
We offer an easy online application. Applying is made easy as you are able to apply from your home or without having to leave your office. In addition there is no original documentation needed.
With an aim to provide a free professional service, Our institution also strives to provide same-day approval.
Fast cash whenever you need. Once you have been approved for a loan, you can expect to have the loan amount deposited directly into your bank account, giving you the freedom to meet your financial needs.
Fast, secure, online loans for bad credit are provided. Despite having a bad credit record, as long as you can afford to repay the loan, we may be ideal for you.
No collateral is required for the application, so as a loan applicant you don’t have to worry about putting assets up.